Car Insurance Starting at $27/month

Congratulations

Enter your best email below to get access



By submitting this form I represent that I am a United States resident that is over the age of 18. I understand and agree to the privacy policy and terms of conditions on this website and consent to receive emails from Inside Core and its partners. I understand that I can opt out of emails at any time by unsubscribing.



COMPARE CAR INSURANCE QUOTES

It's quick and easy to compare car insurance and find good cover - we just need a few details about you and your vehicles

Screenshot 2025-06-10 at 4.52.35 PM.png

Multi Car Insurance

If you have more than one car to insure, multi-car insurance can be a simpler and more cost-effective option.

Temporary Car Insurance

If you only drive occasionally or for under a month, short-term car insurance might be a more affordable choice.

Classic Car Cover

To get extra protection like spare parts, salvage retention, and agreed value, consider classic car insurance for your vintage vehicle.

Business Car Insurance

If you drive your car for work purposes, you’ll need the appropriate insurance to stay fully covered. There are three types of business use cover to choose from.

GAP Insurance

It’s designed to cover the gap between your vehicle’s purchase price and the amount your insurer pays if it’s written off or declared a total loss.

Black Box Insurance

It can lower your car insurance costs if you drive safely, but if your driving isn’t up to standard, your premiums might increase.

Do I need car insurance?


Yes — you need car insurance to drive legally. 

To cover costs of your own car, you’ll need a high level of cover.


Expert car insurance tips and guides

How can I get lower car insurance costs?

Here are some ways to save money on your car insurance:

1. Increase your voluntary excess

Agreeing to pay a higher voluntary excess can reduce your premium. Just make sure you can afford the total excess if you need to claim.

2. Pay annually instead of monthly

Paying upfront is usually cheaper, as paying monthly often includes extra interest.

3. Consider a black box policy

If you prove you’re a safe driver, telematics (black box) insurance can lead to lower renewal costs.

4. Build your no-claims discount

Each year you avoid making a claim adds to your discount.

5. Boost your car’s security

Installing an alarm or tracker may help lower your premium.

6. Choose a car that’s cheaper to insure

Cars in lower insurance groups often come with lower premiums.

7. Remove unnecessary cover

Optional extras like windscreen cover or no-claims protection add cost. Review what you really need.

8. Compare quotes online

Comparing quotes from different insurers can help you find a better rate

2022-Nissan-Mixed-L01.jpg

Hidden Factors That Can Affect Your Auto Insurance Premiums


1. Parking location and security features may influence cost

Where you leave your car at night matters. Cars parked in a locked garage typically cost less to insure than those left on the street. Insurers calculate risk based on theft, vandalism, and even weather exposure.


2. How often you switch vehicles
Frequently changing cars or updating your registration information might signal instability to some insurers. This could slightly impact your premiums, as consistency is often seen as a lower-risk factor.


3. Your job title
Insurance companies use job titles to predict how likely you are to file a claim. Interestingly, small changes in how you describe your job (e.g., “writer” vs. “content creator”) can sometimes affect your quote, even if your actual role is the same.



Future Trends in Auto Insurance

  1. Pay-per-mile policies
    For people who drive infrequently, some insurers now offer pricing based on how many miles you drive, tracked through a device or app. This is ideal for students, city residents, or remote workers.

2. Climate-based adjustments
As weather events become more extreme, insurers may increasingly consider local weather patterns when setting pricing and coverage.

Privacy Policy

Contact us

Terms of Service